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Privacy Notice

FACTS

FACTS WHAT DOES DELTA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all
sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Driver’s License No.
  • Employment History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their  personal information; the reasons Delta Federal Credit Union chooses to share; and whether you can limit this sharing.

 

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

DOES DELTA FEDERAL CREDIT UNION SHARE?

CAN YOU LIMIT THIS SHARING?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO
For our marketing purposes— to offer our products and services to you NO NA
For joint marketing with other financial companies NO NA
For our affiliates’ everyday business purposes— information about your transactions and experiences NO NA
For our affiliates’ everyday business purposes— information about your creditworthiness NO NA
For non-affiliates to market to you NO NA

QUESTIONS?

Call 6623327184 or go to WWW.DELTCU.VIRTUALCU.COM

 

Who are we?
Who is providing this notice? DELTA FEDERAL CREDIT UNION
What we do
How does DELTA FEDERAL CREDIT UNION protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal
law. These measures include computer safeguards and secured files and buildings.
How does DELTA FEDERAL CREDIT UNION collect my personal information?

We collect your personal information, for example, when you

  • OPEN AN ACCOUNT
  • UPDATE AN ACCOUNT
  • APPLY FOR A LOAN
  • APPLY FOR CHECKING ACCT
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

NONE

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
NONE
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
NONE
Other important information
NONE